Business Planner
Turns your idea into a complete, lender-ready business plan, with the forecast, break-even and cash flow calculated for you.
- No experience needed
- Your country's registration steps built in
- Reviewed by your group and coach
An organisation built for the day after the return: our mission, our values and the people who carry them.
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From uncertainty to opportunity in six stages, with a method designed against every point where returns usually fail.
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A full business course, a reading list and the Business Readiness Index, preparing every returnee to build a lasting business.
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Confidential support for anyone weighing a return. Explore anonymously, with a quick exit always within reach.
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Renaissance: for people who have already returned, including those who were deported. Groups by country and continent, Free Tools for Success and a fair chance at startup capital.
Go to RenaissanceProgrammes across six regions affected by large-scale migration, each built around local anchor sectors.
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Every film from the Global Human Capital Reinsertion Initiative, in one place.
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For ministries, funders and institutions: the model, the economics, our published targets and how we complement existing return programmes.
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Returnee stories, films, publications and the innovations changing what a return can become.
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Give to the revolving fund, coach, coordinate or volunteer. Every contribution is repaid forward to the next founder.
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Renaissance reaches people who have already come home, including those who were deported, and helps them turn a difficult return into a new beginning.
Three professional tools that businesses elsewhere pay for: plan your business, build and test your product, then run it every day. The guide robot walks you through each one by voice.
Turns your idea into a complete, lender-ready business plan, with the forecast, break-even and cash flow calculated for you.
Turns a problem into a product people will buy: parts and costs, a build plan, a concept sketch and tests with ten real buyers.
The complete back office: customers, invoices, books, team, contracts and loan repayments, on a phone, offline when needed, in eleven languages.
Most return programmes end at the airport. Renaissance begins there. Many people return with debts, with family still abroad and with skills no one at home has yet asked to see. We meet them where they are, help them regain their footing with dignity, and show them how the experience they carry can become a product, a service or a company.
Global Human Capital Reinsertion Initiative: we turn challenges into opportunities.
A forced return can feel like a verdict. It is not. Below are the challenges returnees describe most often, each with a first, practical answer. Your group and your coordinator help with the rest.
Answer: separate what happened to you from who you are. The journey took courage, and the skills you gained abroad are real.
Answer: tell your family the plan, not only the problem. A clear plan turns worry into support.
Answer: list every debt, speak to each lender early and agree a schedule. Hidden debts grow; named debts can be managed.
Answer: set a regular time to call, keep their documents and yours in order, and seek lawful routes to stay connected.
Answer: stop waiting for a job and start looking for a problem. Every problem people pay to solve is a possible business.
Answer: join a group of people who have lived the same return. You do not have to rebuild alone.
Answer: let your work speak. A respected business is the strongest answer to any label.
Answer: the way back through irregular routes is more dangerous than ever. Talk to your group before any decision.
If you are in danger or in crisis, contact local emergency services or your coordinator straight away.
Renaissance publishes two editions: one for people who choose to return, and one for people already deported. Both follow the integrated approach to reintegration recognised internationally, covering economic, social and psychosocial needs, and add what returnees asked for most: practices to calm the mind and body, tools to change beliefs, a group to share with, and a path to capital.
Prepare before you leave, settle in the first ninety days, heal and build a business at home.
Steady yourself in the first days, face what happened with dignity, heal and build a new beginning.
Both handbooks are being expanded into full reference works for returnees and for anyone restarting in life, with practical ideas, worked examples and real stories of people who rebuilt after a similar challenge. Register for a Renaissance group to receive them first when they are released.
It all starts for me now. Today is my new beginning. My experience is my capital. Together, we rise.
Groups are organised by home country and linked in continental networks, so members share local knowledge and wider markets. Membership is free. Belonging to a group is the condition for using the free tools and for being considered in the funding round.
Three tools that businesses elsewhere pay for, the Business Planner, the Prototype Studio and the Returnees Suite, built by the Initiative and free for members of a Renaissance group. Together they take you from an idea to a running business: plan it, prototype it, run it. Each works online on a phone or a computer, and the guide robot can walk you through every step by voice.
A guided planner that turns your idea into a complete, lender-ready business plan. It asks simple questions in plain language, does the calculations for you and builds a professional plan you can share with your group, your coordinator and the funding review.
The Initiative's own workshop for turning a problem into a product people will buy. Seven stages take you from the problem you found in the Look Around exercise to a prototype tested with real buyers and ready for review.
The Returnees Suite is the complete back office for a returnee business, built by the Initiative and free for members. It brings together the Returnee Business Suite, Returnee Office, Returnee Operations and Returnee Connect, so customers, sales, money, loans, team, contracts and reports live in one place, shared with your coach and coordinator. It works on a phone, offline when needed, in eleven languages, and even by text message on a basic phone.
Your plans, prototypes and records belong to you. The Initiative stores them only to support you, your group and your coordinator.
Each year the Initiative selects up to 100 returnee businesses worldwide for startup capital from its revolving fund. Capital is repaid as the business grows, so each repayment finances the next returnee. The number funded in any year depends on the funds available.
Projects with an innovative idea or a convincing prototype can be introduced directly to investors, whether or not they receive capital from the fund. The Initiative makes these introductions free of charge, takes no fee, commission or share, gives no investment advice, and the founder keeps full ownership of the idea.
Funded businesses repay the fund and hire other returnees, including deportees, and local young people. Each repayment funds the next business and each job gives one more person a reason to stay. Business by business, the dam slows the irregular flow at its source and, over time, turns it around.
Selection is based on the plan, not on how a person returned. Funding is subject to available funds and to the Initiative's loan policy.
Studies across the Americas and the Middle East point the same way. Deportation alone rarely ends the wish to leave again; a livelihood at home and the support of others do. These are the figures behind Renaissance.
Share of returnees who say they intend, or may intend, to leave again. Bars come from different surveys and countries, so compare them as a pattern rather than as one series.
Sources: Migration Policy Institute, EMIF Norte (Mexico, 2005 and 2015); Hiskey et al., Good Authority (Guatemala, 340 deportees); Jahir Dabroy, ASIES, reported by Bloomberg Línea (Guatemala); Hamilton, UC Davis Center for Poverty Research (El Salvador, Bienvenido a Casa survey); Rashid, reintegration study, Kurdistan Region of Iraq.
Mexican adults repatriated from the United States who intended to cross again, compared with those who intended to stay.
Source: Migration Policy Institute, A Revolving Door No More? (2017), from the Mexican Northern Border Survey (EMIF Norte).
Plans to migrate to the United States in the coming year among deportees, compared with a national sample of over 18,000 Guatemalans.
Source: Hiskey et al., survey of deportees arriving in Guatemala City, published by Good Authority.
What deported Guatemalans expect to face at home, and the drivers researchers identify across Northern Central America.
A 2024 study in the Journal on Migration and Human Security found that people who were deported are as likely to plan another journey as those who never left, and that the threat of violence and food insecurity drive those plans.
Sources: Jahir Dabroy, ASIES, via Bloomberg Línea; Córdova, Hiskey, Malone and Orcés, Undeterred (2024).
Salvadoran deportees who intended to return to the United States, by whether they had children there.
Deportees with both a spouse and children in the United States were 3.8 times as likely to intend to return.
Source: Erin R. Hamilton, UC Davis Center for Poverty Research, from the Bienvenido a Casa reintegration programme survey.
Irregular migration is driven in large part by people who have already made the journey once. Among returnees without support, between one third and three quarters plan to try again. Among returnees with structured reintegration support, the share has been as low as one in six. Renaissance is built to close that gap. By stopping the second journey and creating jobs that keep others at home, it aims to help reduce irregular migration from the countries and communities where it works by 30% to 50% over time.
Every returnee who builds a livelihood at home is one fewer person on a dangerous route, and one fewer recruit for smugglers.
Startup capital is repaid into a revolving fund, while arrest, detention and repeated removal are paid again with each attempt.
Funded businesses hire other returnees, including deportees, and local young people. Business by business, the dam slows the irregular flow and, over time, reverses it.
Group activity, plans, funded businesses, repayments and re-migration rates are tracked and published each year.
Anyone who has returned to their home country after living abroad, including people who were deported. Joining is free.
No. Renaissance looks forward. Selection for funding is based on your plan, your group and your commitment.
Groups share knowledge, keep members accountable and give the strongest results. The free tools and the funding round are reserved for active group members.
Up to 100 each year worldwide, depending on the funds available. Projects judged innovative can also be introduced directly to investors, free of charge. Startup capital comes from the Initiative's revolving fund and is repaid as the business grows.
To repay the capital on schedule, so it can fund the next returnee, and to hire other returnees, including deportees, and local young people wherever it can. Each business becomes part of a dam that slows irregular migration at its source.
No. Renaissance helps you build a future at home. It does not arrange travel, visas or any form of migration.
Return and Rise will serve people who choose to return, and It's Not Over people who have been deported. Both are in preparation as free reference works; group members will receive them first.
Guides you step by step to a complete, lender-ready business plan.
The plan you build here is the plan reviewed in the funding round.
Free for members · built by the InitiativeSeven stages take a problem from the Look Around exercise to a prototype ready for review.
Sign in with your group code at ghcri.com/studio/.
Open Prototype Studio ↗ Free for membersRuns the business day to day, from the first customer.
Leave your details and a member of the team will call you. On ghcri.com this opens the site's call-back form.
Email: info@ghcri.com

A return should be a launch, not a restart. If you are weighing a return home, the Global Human Capital Reinsertion Initiative helps you arrive as a founder, with the skills you mastered abroad recognised and put to work.

Coaches are the difference between quitting and rising. Our coaches are returnees who came home, applied the skills they mastered abroad and built enterprises that create jobs. They bring proof that it can be done, and the newest tools and methods that make it faster.

Coordinators are our eyes and hands on the ground — the dream stays alive because of you. In the United States or in home countries, each coordinator walks with a small cohort of returnees.
United States, Mexico and Central America, the Caribbean including Haiti, South America, Africa, Asia and Europe.

Supported reinsertion builds businesses, jobs and stability, and the fund revolves: repayments serve the next participant. A grant is spent once; a reinsertion loan is repaid and lent again, launching founder after founder.
Targets are stated in advance and results are published beside them every quarter — participants, enterprises, jobs and repayment — with sources and shortfalls shown.

Returnees come home with specialised knowledge from the world’s industrial economies. With capital and coaching, that knowledge turns raw materials into finished products for local and export markets — the path developed nations took toward real financial independence.

Your gift becomes a loan, launches a business, and is repaid to serve the next founder.
Outreach and community, legal aid networks, training and certification, fundraising and partnerships, media and translation, technology. Founding volunteers receive first consideration for paid roles as they open.
Prefer to talk? Send us your name, the best number and time to reach you, and the language you prefer. A member of our team will call you back.
You can also speak with our voice assistant at any time with the Talk to us button, or write to info@ghcri.com.